Katya Melamie

Fha Loan Limits 2024 By County. Fha loan limits are the maximum loan amount the fha will insure. The $1,149,825 cap applies to the more expensive parts of the state, like southern california and the bay area.

There’s a maximum amount you can qualify for with each federal loan program before it’s considered a jumbo loan and the department of housing and urban development (hud) has raised the eligibility criteria for most counties in the united states. However, borrowers with credit scores between 500 and 579 can still qualify if they make a larger down payment of at least 10%.