Auto Loan Interest Rates 2024 Usa. To drive away with the best deal, you need to arrive at the dealership lot with a plan for financing your car. It offers rates for used car loans as low as 6.49%, and another one of our picks, openroad lending, offers refinance rates as low as 1.99%.
In the second quarter of 2024, the overall average auto loan interest rate was 6.84% for new cars and 12.01% for used cars. In fact, six of our 10 best lenders for auto loans are credit unions.
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